Inflation is showing no signs of slowing down, making it harder for workers to make ends meet.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
美国的高通胀没有缓和迹象,这使得工薪阶层艰难维持生计。
The Consumer Price Index increased 8.3% from a year ago, higher than the 8.1% estimate, according to the US Bureau of Statistics.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
美国劳工统计局的数据显示,美国消费者价格指数(CPI)同比上涨8.3%,高于8.1%的预期。
Although it was down slightly from the March peak, inflation is still growing at the fastest annual pace in about four decades.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
尽管通胀率略低于3月份的峰值,但仍在以近40年来最快的年增长速度增长。
"Rising prices are putting household budgets in a vise," said Greg McBride, chief financial analyst at Bankrate.com. "Price increases are widespread, but look at food and shelter — which together account for 40% of the weighting in the CPI and more than that for many households."文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
Food prices are up at the fastest pace in more than 41 years and the shelter index, which makes up about one-third of the CPI weighting, was up 5.1% on a yearly basis, its fastest gain since March 1991.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
While wage growth is high by historical standards, it isn't keeping up with the increased cost of living.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
虽然按历史标准来看工资的增长较高,但却跟不上生活成本的上涨。
As of March, close to two-thirds, or 64%, of the US population was living paycheck to paycheck, just shy of the high of 65% in 2020, according to a LendingClub report.文章源自西贝博客-https://qinghe.me/two-thirds-of-americans-live-paycheck-to-paycheck-as-inflation-continues-to-climb.html
"The number of people living paycheck to paycheck today is reminiscent of the early days of the pandemic and it has become the dominant lifestyle across income brackets," said Anuj Nayar, LendingClub's financial health officer.
Consumers who are struggling to afford their day-to-day lifestyle tend to rely more on credit cards and carry higher monthly balances making them financially vulnerable, the survey of more than 2,600 adults found.
Overall, credit card balances rose year over year, reaching $841 billion in the first three months of 2022, according to a separate report from the Federal Reserve Bank of New York.
At this rate, balances could soon reach record levels amid higher prices for gas, groceries and housing, among other necessities, according to Ted Rossman, a senior industry analyst at CreditCards.com.
Anyone with revolving debt will also see the annual percentage rate on their credit card head higher as the Federal Reserve hikes interest rates to try and tamp down rising prices.
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